/* Light palette — NTCC/URSA navy + royal blue on white. Colors only. */
:root{--bg-page:#FFFFFF;--bg-alt:#F4F6FA;--bg-card:#FFFFFF;--bg-card-hover:#F4F6FA;--hero-bg:#F4F6FA;--accent:#1B45AD;--accent-deep:#0D1B45;--accent-soft:rgba(27,69,173,0.10);--ink:#0D1B45;--grey-800:#3E4C6B;--grey-600:#5A6884;--grey-500:#7C89A3;--grey-400:rgba(13,27,69,0.22);--border-soft:rgba(13,27,69,0.10);--border-med:rgba(13,27,69,0.20);--navy-900:#0D1B45;--teal-100:#EAF0FB;--teal-200:#C9D9F4;--teal-400:#1B45AD;--teal-500:#173A94;--teal-600:#0D1B45;--shadow-sm:0 1px 2px rgba(13,27,69,0.08),0 1px 3px rgba(13,27,69,0.06);--shadow-md:0 6px 22px rgba(13,27,69,0.10);--shadow-lg:0 20px 55px rgba(13,27,69,0.14)}
.nav{background:rgba(255,255,255,0.9)}
.nav-links a{color:#3E4C6B}
.nav-links a:hover{color:#1B45AD}
.office-strip{background:#F4F6FA}
.office-strip-inner a{color:#0D1B45}
.btn-primary,.btn-primary:hover{color:#fff}
.btn-ink{background:#0D1B45;color:#fff}
.btn-ink:hover{background:#173A94}
.tag,.fellow-note{background:rgba(27,69,173,0.06);border-color:rgba(27,69,173,0.22)}
.info-icon,.forms-download-grid .fd-icon,.notice-card .fd-icon{background:rgba(27,69,173,0.10)}
.hosp-icon{background:rgba(27,69,173,0.08)}
.hosp-directions:hover,.transfer-notice-icon{color:#fff}
.map-note{background:#F4F6FA}
.modal-close{background:rgba(13,27,69,0.06)}
.contact-info,.loc-card,.coverage-band{color:#0D1B45}
.info-k{color:rgba(13,27,69,0.55)}
.info-v{color:rgba(13,27,69,0.9)}
.info-divider{background:rgba(13,27,69,0.12)}
.loc-card .info-v a{color:#0D1B45}
.legal-sec h2{color:#0D1B45;border-bottom-color:rgba(13,27,69,0.12)}
.legal-sec p strong,.lrow-k,.terms-alert strong,.portal-preferred h2{color:#0D1B45}
.portal-preferred{background:linear-gradient(135deg,rgba(27,69,173,0.08) 0%,#FFFFFF 60%)}
.portal-preferred .pp-badge{color:#fff}
.forms-pay-btn{background:linear-gradient(135deg,#1B45AD 0%,#0D1B45 100%)}
.forms-pay-btn .fp-icon{background:#fff;color:#0D1B45}
.forms-portal-card{background:linear-gradient(135deg,#1B45AD 0%,#0D1B45 100%)}
.forms-portal-card .fp-title{color:#fff}
.forms-portal-card .fp-sub{color:rgba(255,255,255,0.78)}
.forms-portal-card .fp-icon{background:rgba(255,255,255,0.18);color:#fff}
.btn-ghost-light{color:#fff;border-color:rgba(255,255,255,0.35)}
.cta{background:#0D1B45}
.cta::after{background:radial-gradient(circle,rgba(140,174,220,0.18),transparent 65%)}
.cta .btn-primary{background:#8CAEDC;color:#0D1B45}
.cta .btn-primary:hover{background:#fff;color:#0D1B45}
.footer{background:#0D1B45}
.footer-logo img,.footer-ntcc-cta .fn-brand img{background:#fff;border-radius:6px;padding:6px 10px}
.footer-ntcc-cta .fn-title{color:#fff}
.footer-ntcc-cta .fn-label,.footer-col a:hover,.footer-bottom .sister a:hover,.info-v a:hover,.loc-card .info-v a:hover{color:#8CAEDC}